Legal Disclaimer and Terms of Visiting our Site and Submitting Application
Please Study and read this document carefully before accessing or using the site. By accessing or using the site, you agree to bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not and shall not access or use the site.
theGAPM .ORG MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON ELECTRONIC POSTING OF THE MODIFIED AGREEMENT ON THE SITE.
YOU AGREE TO REVIEW THE AGREEMENT UPON VIEWING THE SITE TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE AND KNOWING ACCEPTANCE OF THE MODIFIED AGREEMENT. BY VIEWING THIS SITE YOU SUBMIT THAT THE TERMS ARE CLEAR AND NOT VAGUE.
Important disclaimer
GAPM is an independent authority similar to other top international associations.
GAPM grants certificates, certifications, marks, designations, and charters much like other internationally recognized bodies.
GAPM encourages all members and certified members to meet all requirements for education, experience, testing, ethics, and continuing education. The GAPM licenses its marks and logos to others. The marks are generally licensed to partners and training providers.
GAPM will license the GAPM and other marks and logos to companies, universities, or other uses upon the consent of its board.
Accreditation is not operated by any government body, The GAPM is self governing and our members and certified members are self governing through our regulations, ethics, and continuing education, and standards much like lawyers, accountants, or financial planners.
- Intellectual Property, Copyright, Licenses and Idea Submissions
Global, Domestic and International copyright and trademark laws protect the entire contents of the Site. The owners of the intellectual property, copyrights and trademarks are theGAPM .ORG, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, ALTER, CHANGE, VANDALIZE, DISCREDIT, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE.
You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.
With regard to all submitted information and articles, you agree to grant to theGAPM .ORG a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to theGAPM .ORG by all means and in any media now known or hereafter developed.
You also grant to theGAPM .ORG the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against theGAPM .ORG for any alleged or actual infringement or misappropriation of any proprietary right in your communications to theGAPM .ORG. If you believe that content appearing on the Site constitutes copyright infringement of another party's rights, please follow the instructions on our Copyrights and Copyright page.
- Trademarks
Web Design, and/or any other names of theGAPM .ORG or its Web sites, publications, products, content or services referenced herein or on the Site are the exclusive trademarks or service marks of theGAPM .ORG, including the " look" and "feel" of the Site, theGAPM .ORG's color combinations, layout, and all other graphical elements.
Any use of theGAPM .ORG's trademarks is strictly prohibited without the express permission from theGAPM .ORG. Other product and company names mentioned in the Site may be the trademarks of their respective owners.
- Use of the Site
Except for information, products or services clearly identified as being supplied by theGAPM .ORG, theGAPM .ORG does not operate, control or endorse any information, products or services on the Internet in any way.
Except for theGAPM .ORG identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties that are not affiliated with theGAPM .ORG.
You also understand that theGAPM .ORG cannot and does not guarantee or warrant that files, products, or information available for downloading through the Site will be free of infection or viruses, worms, Trojan horses, or any debilitating software latent or hidden activity or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures, firewalls, and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost or impaired data.
- In connection with your use of the theGAPM .ORG Site, you agree you will not:
a) Transmit any message, information, data, text, software or images, or other content ("Material") that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, racist, vulgar, obscene, libelous, or otherwise objectionable that may invade another's right of privacy, serenity, or publicity;
b) Impersonate any person or entity, including but not limited to, an theGAPM .ORG official or agent, forum leader, guide or host or falsely state or otherwise misrepresent your affiliation with a person or entity;
c) Post or transmit any Material that you do not have a right to reproduce, display or transmit under any law or under contractual or fiduciary relationships (such as nondisclosure or secret or private agreements);
d) Post or transmit any Material that contains a virus, impaired, Trojan, bug, infection, or corrupted data or charge or impulse;
e) Delete any author attributions, legal notices or proprietary designations or labels that you upload to any communication feature for use in any way or in a public way;
f) Use the GAPM 's Site's communication features in a manner that adversely affects the availability of its resources to other users (e.g., excessive use of 'all caps', or flooding continuous posting of repetitive text);
g) Post or transmit any unsolicited or "non-consideration" advertising, promotional materials, "junk mail", "spam," "chain letters," "pyramid schemes" or any other form of solicitation or any non-resume information such as opinions or notices, commercial or otherwise;
h) Violate any applicable local, state, national or international law;
i) Upload or transmit any Material that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
j) Delete or revise any Material posted by any other person or entity; or
k) Manipulate or otherwise display the Site by using framing or similar navigational technology.
l) Use or misuse without consent from an officer or manager the logo, marks, endorsement, designation, or distinction.
m) Steal or appropriate GAPM content or text for use in a similar web site or marketing or promotional material.
YOU TAKE ON AND ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. theGAPM .ORG PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, GUARANTEES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY Goods OR MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND theGAPM .ORG SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION.
IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY.
YOU UNDERSTAND FURTHER THAT THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU.
YOU ACCESS SUCH MATERIALS AT YOUR RISK. theGAPM .ORG HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.
GAPM may have banners or advertising on its site of which it has no control over the content of the banner or advertisement. Please notify the GAPM if any advert is vulgar or explicit in nature.
LIMITATION OF LIABILITY IN NO EVENT WILL theGAPM .ORG BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR
TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF theGAPM .ORG OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE.
- Equipment
You shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of the Site and all charges related thereto.
- Indemnification
You agree to indemnify, defend and hold harmless theGAPM .ORG, its officers, managers, shareholders, directors, employees, agents, licensors, suppliers and any third party information providers to the Site from and against all losses (mental, computer, or physical), expenses, damages and costs, worms, virus, Trojans, including attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or your use and access of the Site.
- Third Party Rights
The provisions of paragraphs 3 (Use of the Site), and 5 (Indemnification) are for the benefit of theGAPM .ORG and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
- Term Termination
Either party without notice may terminate this Agreement at any time after logging off of the site for any reason. The provisions of paragraphs I (sanction disclaimer, accreditation disclaimer), 1 (Copyright, Licenses and Idea Submissions), 3 (Use of the Site), 5 (Indemnification), 6 (Third Party Rights) and 11 (Miscellaneous) or offer and acceptance info or jurisdiction and venue agreements shall survive any termination of this Agreement.
- Special Admonitions for International Use
Recognizing the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, e-mail, or privacy. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside.
- Dealings with Third Parties
Your participation, correspondence or business dealings with any third party found on or through the Site, regarding the payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. You agree that theGAPM .ORG shall not be responsible or liable for any loss, damage or other matters of any sort incurred as the result of any such dealings.
- Links
The Site may provide, or third parties may provide, links to non-theGAPM .ORG Internet sites or resources. Because theGAPM .ORG has no control over such sites and resources, you acknowledge and agree that theGAPM .ORG is not responsible for the availability of such external sites or resources, and does not endorse or verify the truth of, and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that theGAPM .ORG shall not be responsible or liable or fraud, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.
- Miscellaneous
This Agreement shall all be governed and construed in accordance with the laws of UAE, Hong Kong, Singapore and other registered office locations.
Any course of action or claim you may have with respect to the Site must be commenced within one (1) year after the claim or cause of action arises or such claim or course of action is barred. theGAPM .ORG's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. theGAPM .ORG. com may assign its rights and duties under this Agreement to any party at any time without notice or disclosure to you. The offers made here apply to membership only. Distinction and Designations are contingent upon education, experience, ethics agreement, prior or future testing, and continued education and good standing.
With regard to certification, GAPM certifications, charters, and licenses are awarded on a yearly basis contingent upon a members good standing. Good standing implies that a member and certified individual is paid up in full, abiding by the ethics agreement, has completed the continuing education, and all statements as to education, ethics, experience, credentials, certificates, and degrees earned are true and correct. If a member or certified member has not paid his or her dues and licensing fees, the GAPM may recall the charter, certificate, and license from the member and the member who is not in good standing shall cease from using any of the GAPM symbols, marks, logos, designations, fellow status, distinctions, service marks, trademarks, and copyrights. Any member that knowingly uses our marks and designations without paying is subject to compensatory and punitive damages as well as any other legal damages.
The GAPM does not guarantee safe delivery of any products, certificates, or letters.
You are responsible for submitting correct information to GAPM .
Any liability for false information submitted falls upon the candidate who has misled the GAPM .
The GAPM awards and licenses to use the registered marks are furnished to members who claim and state that they do indeed satisfy all of the standards and requirements of GAPM . These standards are to improve and recognize those who make a commitment to knowledge and education in the field of finance and investments.
GAPM does not guarantee the character, skill, experience, education, ethics, or references of a member or certified member of our group.
If you read this site you are consenting to not disclose the information contained in this website in any hearing or legal manner or in any government forum without notifying GAPM first of your commitment to discuss our business in a forum such as a deposition or judicial or any other government related setting. You must notify us within 30 days of your intention of using our name or disseminating our content in any manner shape or form in any government regulated forum or any academic setting which your testimony or exhibits will be made part of the record of any record system.
Trademark Notice
Trademarks, Intellectual Property, Copyrights, Tradename, Service Marks etc. If you or any entity have a potential conflict with our use of any mark, it is your obligation to notify us immediately so we may contact you regarding any dispute. We will prove our common law, copyright, and trademark protection and use of marks and names immediately, or we may promptly remove the conflicted mark to avoid any conflict or dispute.